Solidariteit en eigen risico; Het effect van het aanspreken op solidariteit op keuzes wat betreft het vrijwillig eigen risico.

Abstract

Previous research shows that there is a difference between the importance people claim to attach to solidarity and to what extend that is reflected in their behavior. This study focuses on the question whether solidarity plays a role in choosing the height of the voluntary deductible excess in the health insurance. The awareness of solidarity is the point of focus. The insights into the choices made about the health insurance and the motives that play a part in it were acquired through a questionnaire among students of Utrecht University (N = 200). This study reveals that awareness of solidarity does not affect the choices made about the health insurance and the amount of voluntary deductible excess. This can be explained by the fact that the motive of solidarity is not of significant influence on the choice of the health insurance.